diff --git a/README.md b/README.md
index 710d864..8a3c660 100644
--- a/README.md
+++ b/README.md
@@ -151,7 +151,7 @@ Edit `~/.claude/plugins/claude-hud/config.json` directly for advanced settings s
 | `display.showConfigCounts` | boolean | false | Show CLAUDE.md, rules, MCPs, hooks counts |
 | `display.showDuration` | boolean | false | Show session duration `⏱️ 5m` |
 | `display.showSpeed` | boolean | false | Show output token speed `out: 42.1 tok/s` |
-| `display.showUsage` | boolean | true | Show usage limits (Pro/Max/Team only) |
+| `display.showUsage` | boolean | true | Show Claude subscriber usage limits when available |
 | `display.usageBarEnabled` | boolean | true | Display usage as visual bar instead of text |
 | `display.sevenDayThreshold` | 0-100 | 80 | Show 7-day usage when >= threshold (0 = always) |
 | `display.showTokenBreakdown` | boolean | true | Show token details at high context (85%+) |
@@ -173,9 +173,11 @@ Supported color names: `red`, `green`, `yellow`, `magenta`, `cyan`, `brightBlue`
 
 `display.showMemoryUsage` is fully opt-in and only renders in `expanded` layout. It reports approximate system RAM usage from the local machine, not precise memory pressure inside Claude Code or a specific process. The number may overstate actual pressure because reclaimable OS cache and buffers can still be counted as used memory.
 
-### Usage Limits (Pro/Max/Team)
+### Usage Limits
 
-Usage display is **enabled by default** for Claude Pro, Max, and Team subscribers. It shows your rate limit consumption on line 2 alongside the context bar.
+Usage display is **enabled by default** for Claude subscribers when Claude Code provides rate-limit data or the HUD can fall back to the Anthropic OAuth usage API. It shows your rate limit consumption on line 2 alongside the context bar.
+
+Free/weekly-only accounts render the weekly window by itself instead of showing a ghost `5h: --` placeholder.
 
 The 7-day percentage appears when above the `display.sevenDayThreshold` (default 80%):
 
@@ -186,14 +188,15 @@ Context █████░░░░░ 45% │ Usage ██░░░░░░░
 To disable, set `display.showUsage` to `false`.
 
 **Requirements:**
-- Claude Pro, Max, or Team subscription (not available for API users)
-- OAuth credentials from Claude Code (created automatically when you log in)
+- Claude subscription usage data from Claude Code stdin or the Anthropic OAuth usage API
+- Not available for API-key-only users
 
 **Troubleshooting:** If usage doesn't appear:
-- Ensure you're logged in with a Pro/Max/Team account (not API key)
+- Ensure you're logged in with a Claude subscriber account (not API key)
 - Check `display.showUsage` is not set to `false` in config
 - API users see no usage display (they have pay-per-token, not rate limits)
 - AWS Bedrock models display `Bedrock` and hide usage limits (usage is managed in AWS)
+- Claude Code may leave `rate_limits` empty until after the first model response in a session
 - Non-default `ANTHROPIC_BASE_URL` / `ANTHROPIC_API_BASE_URL` settings skip usage display, because the Anthropic OAuth usage API may not apply
 - If you are behind a proxy, set `HTTPS_PROXY` (or `HTTP_PROXY`/`ALL_PROXY`) and optional `NO_PROXY`
 - For high-latency environments, increase the usage API timeout with `CLAUDE_HUD_USAGE_TIMEOUT_MS` (milliseconds)
diff --git a/src/stdin.ts b/src/stdin.ts
index 14dab93..b287a3e 100644
--- a/src/stdin.ts
+++ b/src/stdin.ts
@@ -123,7 +123,7 @@ function parseRateLimitPercent(value: number | null | undefined): number | null
     return null;
   }
 
-  return Math.floor(Math.min(100, Math.max(0, value)));
+  return Math.round(Math.min(100, Math.max(0, value)));
 }
 
 function parseRateLimitResetAt(value: number | null | undefined): Date | null {
diff --git a/src/usage-api.ts b/src/usage-api.ts
index 5497ef7..b6d8a73 100644
--- a/src/usage-api.ts
+++ b/src/usage-api.ts
@@ -843,17 +843,13 @@ function getPlanName(subscriptionType: string): string | null {
 }
 
 export function getUsagePlanNameFallback(homeDir: string = os.homedir()): string | null {
-  const cachedPlanName = readCachedPlanName(homeDir);
-  if (cachedPlanName) {
-    return cachedPlanName;
-  }
-
   const subscriptionType = readFileSubscriptionType(homeDir);
-  if (!subscriptionType) {
-    return null;
+  if (subscriptionType) {
+    return getPlanName(subscriptionType);
   }
 
-  return getPlanName(subscriptionType);
+  const cachedPlanName = readCachedPlanName(homeDir);
+  return cachedPlanName ?? null;
 }
 
 /** Parse utilization value, clamping to 0-100 and handling NaN/Infinity */
diff --git a/tests/core.test.js b/tests/core.test.js
index 63bf5fd..ac73098 100644
--- a/tests/core.test.js
+++ b/tests/core.test.js
@@ -236,7 +236,7 @@ test('getUsageFromStdin parses official Claude Code rate_limits payload', () =>
 
   assert.deepEqual(usage, {
     planName: 'Max',
-    fiveHour: 7,
+    fiveHour: 8,
     sevenDay: 100,
     fiveHourResetAt: new Date(1710000000 * 1000),
     sevenDayResetAt: new Date(1710600000 * 1000),
diff --git a/tests/index.test.js b/tests/index.test.js
index f5beb13..d48841a 100644
--- a/tests/index.test.js
+++ b/tests/index.test.js
@@ -207,7 +207,7 @@ test('main prefers stdin-native rate_limits over the usage API fallback', async
   assert.equal(fallbackPlanCalls, 1);
   assert.deepEqual(renderedContext?.usageData, {
     planName: 'Max',
-    fiveHour: 21,
+    fiveHour: 22,
     sevenDay: 55,
     fiveHourResetAt: new Date(1710000000 * 1000),
     sevenDayResetAt: new Date(1710600000 * 1000),
diff --git a/tests/usage-api.test.js b/tests/usage-api.test.js
index 0c6ffc0..0cd39f8 100644
--- a/tests/usage-api.test.js
+++ b/tests/usage-api.test.js
@@ -1596,7 +1596,7 @@ describe('getProxyUrl', () => {
 });
 
 describe('getUsagePlanNameFallback', () => {
-  test('prefers cached planName over credentials file state', async () => {
+  test('prefers current credentials file state over a stale cached planName', async () => {
     const homeDir = await createTempHome();
 
     try {
@@ -1609,7 +1609,7 @@ describe('getUsagePlanNameFallback', () => {
       });
 
       await writeCredentials(homeDir, buildCredentials({ subscriptionType: 'claude_team_2024' }));
-      assert.equal(getUsagePlanNameFallback(homeDir), 'Max');
+      assert.equal(getUsagePlanNameFallback(homeDir), 'Team');
     } finally {
       await rm(homeDir, { recursive: true, force: true });
     }